![]() Despite Allison's warnings, Audrey wants to trust Wilson, so Allison agrees to help defeat the Ink Demon and vows to find reinforcements to help Audrey. Twisted Alice is shocked by the fact her killer has her own beautiful face, with Allison remarking it is a beautiful face the two of them have always had. She later contacts Audrey through some pipes: the first time advising her to find a Gent Pipe and the second time where Audrey warns her of the Ink Demon's presence.Īllison meets Audrey again after the former saves the latter from Twisted Alice, killing her the same way as in the first game. She and Tom are not seen again after this.Īllison first appears in Chapter 1 where she meets Audrey and warns her about the Ink Demon and advises her to head to the upper floors. Before parting ways, Allison requests Henry to set them free. They again reappear while Henry is in the Film Vault on the path to Ink Bendy's lair, where she tells Henry she and Tom can't go over the ink or they will die. They later follow Henry until he falls on a plank. After saving Henry from being killed by Sammy, Tom finally befriends Henry and they are forced to fight a horde of Searchers and Lost Ones. They later appear again after Sammy's boss fight. Unbeknownst to them, Henry was able to escape the cell on his own thanks to a Gent Pipe he found in a hidden room. She sadly apologizes to Henry, then leaves him for dead before Tom catches up with her. ![]() She then tries to pull out the planks to free Henry, but Tom put his mechanical hand on Allison's shoulder, telling her to stop trying, knowing that they won't be able to free him in time. ![]() She notices Henry watching her, so she waves at him before Tom turns his head to look at her.Īfter Henry is woken up by a bang, Allison can be seen disagreeing with Tom about leaving Henry with Ink Bendy outside the door. Later, Allison is seen repairing Tom's mechanical arm while scolding him for leaving the safe house, because Ink Bendy has seen him and it's only a matter of time before he finds them in the safe house. She also believes that Henry is "the hope" she's been waiting for and tells Henry to go back to sleep and hopes that tomorrow will be a better day. She believes she is not meant to leave the place, but maybe Henry is. She then shows Henry a piece of glass she found while exploring the upper levels that show hidden messages that can only be seen through it but lead her in circles. She explains how she met Tom when she was once pulled back into the ink. She then apologizes because it's all she and Tom have, before leaving him.Īllison is seen again later, making more writings and drawings on the wall she drew on earlier. While Henry's drawing on the floor, Allison serves a bowl of Bacon Soup for Henry, knowing that he's hungry. The second time Henry wakes up, Allison is about to leave the safe house before leaving Tom to keep an eye on Henry. She then tells Henry to go back to sleep. Allison says she doesn't know her name, so people call her Alice, even though she's no angel. They begin introducing themselves to each other. When Henry looks up, he notices not only her, but a tougher looking Boris named Tom.Īfter Henry wakes up in a jail cell, Allison can be seen writing on a wall. Since then, the two were close friends who never left each other.Īllison makes her debut in the game at the end of the fourth chapter, when she stabs Twisted Alice when the latter is about to attack Henry. ![]() At an unknown point in time, she met Tom, who saved her from the Ink Demon. Joey created her to give the ink copy of Henry Stein trapped inside the Cycle hope even in the darkest moments. However, unlike "Twisted" Alice, she wears a pair of boots.Īllison was created as a recreation of the human Allison Pendle, an old employee of Joey Drew who saw good in him and convinced him to become a better person. There are some similar features that can be spotted, because she wears a black dress and her arms and legs are entirely covered with ink. She ties up her hair in a ponytail and she sports a pair of broken horns with a halo attached behind her head. She also wears a belt with an attached bag, from which a pipe and a crowbar can be seen, a rope over her left shoulder, and a leather dagger holder with a wrench in it. Despite being Alice Angel, her looks are different from the only other Alice in the Cycle.
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The mortgage insurance company calculates PMI based on several factors, including your credit score and the size of your down payment (or your home equity amount if you’re refinancing). PMI payments average $30 to $70 per month for each $100,000 you borrow, according to Freddie Mac. The cost of PMIĪnnual PMI rates for a conventional loan range from 0.15% to 1.95% of the loan amount. Department of Agriculture (USDA) requires an upfront loan guarantee fee (that may not exceed 1% of the principal loan balance), and an annual guarantee fee (that may not exceed 0.35% of the average annual scheduled unpaid principal balance). ![]() ![]() The cost is based on your loan amount, down payment and whether it’s your first time using VA benefits. Department of Veterans Affairs (VA) require an upfront funding fee instead of ongoing mortgage insurance. There are slightly different rules for government-backed loan programs.įHA loans : If you’re buying or refinancing with a loan backed by the Federal Housing Administration (FHA), you’ll likely pay an upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP) that typically can’t be canceled unless you put down at least 10% at closing. With mortgage protection insurance, the insurance company will help repay the mortgage when the policyholder becomes disabled or dies. Homeowners insurance policies typically kick in to cover damage to the home due to unforeseeable events like fires, natural disasters or theft. Homebuyers with a traditional 80/20 mortgage, which is a loan for 80% of the purchase price and a 20% down payment, can avoid PMI.ĭon’t confuse PMI with homeowners insurance and mortgage protection insurance, which protect the interests of the homeowner. You’re required to get PMI on a conventional loan when you’re buying a house with less than a 20% down payment, or you’re refinancing and you have less than 20% equity in the home. If you’re unable to make payments and the loan goes into default, PMI will cover what you aren’t able to pay. Because lenders have to make an educated guess about whether you’ll be able to repay a loan, they aren’t willing to take a risk on a borrower who can’t put down at least 20% - at least not without the safety net of PMI. PMI exists to protect your lender in case you default on the loan. You’ll be required to prove that your home has gained value, so be prepared to order a home appraisal or, if you’re looking for a cheaper option, a broker price opinion (BPO). If your home’s value increases enough that you reach the 20% equity threshold, you can request cancellation just as you would have if you’d paid the principal balance down to 80%. Get a new appraisal if your home value increases.You should also be aware of mandatory waiting periods, also known as “seasoning requirements,” that can make it difficult to refinance within one year of buying the home. Unlike requesting a cancellation, which is free, refinancing requires you to pay closing costs and provide documentation of your home’s value and your income, assets and credit. If you have at least 20% in home equity, you can avoid PMI payments on the new loan just be sure you weigh the benefits against the costs of a refinance. Another option is to refinance into a new conventional loan. ![]() ![]() For the highly motivated borrowers who meet the other criteria - e.g., have been making regular payments and are willing to pay for an appraisal - this can be a great option. If you can manage to pay down the balance to 80% ahead of the scheduled payments, you’ll significantly speed up how quickly you drop PMI. The timeline is really in your hands, though, because you’re allowed to pay more than your scheduled payments require. You can request PMI cancellation before it automatically terminates - when the principal loan balance reaches 80% of the home’s original value (the date you’re expected to reach 80% should be listed on your PMI disclosure form or provided by your lender). Additionally, if you reach the halfway point of your repayment term - 15 years on a 30-year loan, for example - the PMI will drop off regardless of the principal balance. When your principal loan balance reaches 78% of the home’s original value, your PMI will automatically terminate. Wait for PMI to terminate automatically.There are four methods you can use to terminate your PMI, according to these guidelines: How to avoid PMI with a no-PMI mortgageįor homeowners with a conventional loan, the rules about who must have private mortgage insurance and for how long come from the Homeowners Protection Act, also known as the PMI Cancellation Act. ![]() Game available in: English, Chinese, Traditional Chinese, French, German, Italian, Japanese, Korean, Brazilian Portuguese, Portuguese, Russian, SpanishĬompatibility notes: This game performs best on high-end smartphones and tablets. This software is available for users with the operating system Windows 8 and former versions, and you can get it in different languages such as English, Spanish, and German. Visit the bank daily and receive free gifts.Upgrade your equipment to boost revenue.Sell dozens of products with savvy and great service.Satisfy a variety of demanding customers.Complete hundreds of challenging levels on the city map Challenge yourself to become a supermarket expert in this exciting match-3 puzzle adventure and open a record number of grocery stores across the city While this game is absolutely free to play. Supermarket Mania 2 - the continuation of the economic quest line about Nikki and her abilities Manager.You may disable in-app purchases in your device settings. While this game is absolutely free to play, you have the ability to unlock optional bonuses via in-app purchases from within the game. Tackle numerous quests to earn achievements and rewards and grow your enterprise into a wild success. Manage unique stores through hundreds of challenging yet amusing levels, serve different types of choosy customers and upgrade your shelves and freezers so that they can hold more inventory. Roll up your sleeves, open new supermarkets and help Nikki keep them stocked to the rafters. Head to Tinseltown with Nikki and her friends to help the Mayor strengthen the city’s economic development. Join millions of players who are already fans of Nikki! Running a grocery chain can be a lot of fun! Dive into this highly addictive time management game Supermarket Mania® Journey – and prepare to stay on your toes every single second. Just enjoy Supermarket Mania Journey PC on the large screen for free! Supermarket Mania Journey Introduction No more eyeing the battery or frustrating calls at the wrong time any more. Now, You can play Supermarket Mania Journey on PC with GameLoop smoothly.ĭownload it in the GameLoop library or search results. Supermarket Mania Journey, coming from the developer G5 Entertainment, is running on Android systerm in the past. ![]() Harpoon lagoon shoot the fish, grab the treasure. Harpoon Lagoon Jackpot Arcade Ticket Game YouTube The big orange fish and the pink octopus. What makes harpoon lagoon deluxe special? Get the secret jellyfish bonus and walk away the big winner! Finding the jellyfish 46,335 views like dislike share save arcadegamenews 90 subscribers this is a video about the jellyfish in this cool. Harpoon lagoon is a fun, interactive video redemption game with stunning graphics, easy setup, and exciting family game play. Now you can own a piece of this enticing underwater arcade game with the harpoon lagoon dave & buster's nft (even if you didn't catch the jellyfish). When you go to a harpoon lagoon, you can expect to see a variety of jellyfish, from stinging nematocysts to a cannonball jellyfish when you go to a harpoon lagoon, you. Harpoon lagoon used available used players aim and skillfully shoot harpoons at the various fish on the screen, all while anticipating when the hidden jellyfish will come out of the treasure. You'll earn a base 1 ticket/15 lbs shot, and fish come in 20/60/90 sizes. Buy Harpoon Lagoon Redemption Arcade Online at 6499īuilt by ice, harpoon lagoon has fantastic family fun gameplay and makes a. ![]() Finding the jellyfish 46,335 views like dislike share save arcadegamenews 90 subscribers this is a video about the jellyfish in this cool. Get the secret jellyfish bonus and walk away the big winner! Skip to main content search What makes harpoon lagoon deluxe special? Harpoon lagoon is a fun, interactive video redemption game with stunning graphics, easy setup, and exciting family game play. Skip to main content search Get the biggest stash you can and buy upgrades in the shop to help you progress! Now you can own a piece of this enticing underwater arcade game with the harpoon lagoon dave & buster's nft (even if you didn't catch the jellyfish). Get the secret jellyfish bonus and walk away the big winner! Enjoy fun, intuitive game play as you aim and. What makes harpoon lagoon deluxe special? The big orange fish and the pink octopus. Harpoon Lagoon, Redemption mechanical game by ICE (2013) ![]() There are a few things to take note of when using Spotify’s Private Session feature. Finally, users who let their partners or children play songs using their Spotify account can enable this feature to prevent binge-listening of Disney songs from ruining their listening history on the app or affecting new music recommendations. If a user wants to fudge the numbers and not have their favorite musicians be too glaringly obvious in the end-of-the-year Spotify Wrapped, they can frequently use private sessions to listen to their go-to anthems on repeat. Users who have what other people may deem questionable taste in music can freely enjoy their guilty pleasure tracks without bearing the brunt of teasing they may receive from their friends and followers on Spotify. There are quite a few instances where an option to listen to music incognito can be useful. Additionally, a Spotify Private Session will also end by default when the app is closed and relaunched, or after a significant length of inactivity on the platform. ![]() To stop private listening, simply repeat the steps for the chosen method and tap or click ‘ Private Session' again to switch it off. Go to ‘ Settings’ (gear icon) and select ‘ Social.’ Switch on the toggle next to ‘ Private Session.’ To enable the feature on Spotify Desktop, launch the app and click on the dropdown arrow next to the username in the top-right corner of the page and go to ‘ Private Session.’ This should produce a padlock icon next to the username to indicate that a private session is in progress. To start anonymously listening to songs on a mobile device, launch the Spotify app and hit the ‘ Home’ icon in the bottom-left corner of the screen. There are two ways to start a Private Session on Spotify. Related: Favorite Music Guru For Spotify: How To Find Your Top Artists & Tracks Tracks will not affect or be included in certain Spotify-generated playlists that are specially curated for the user. By enabling Spotify’s Private Session feature, songs that are played during the listening session won’t be recorded as an activity. Each time a track is played, it has the ability to affect the app’s algorithm for music recommendations. By default, Spotify remembers every single song a person accesses on the platform. ![]() Although it may seem like a meditative bliss, only a few people can endure spending a long period in this space. ![]() Teams engineering is working on enabling a seamless anonymous meeting join experience (to and from all clouds) by early calendar year 2022. In the year 2015, tech giant Microsoft constructed the world's quietest room. For other scenarios, such as joining a DoD meeting from GCC High, or joining from DoD to Commercial users don’t get this prompt so it’s important to remind users to join all cross-cloud meetings from the browser. Some details that are worth mentioning here: when joining a O365 GCC High meeting from O365 Commercial, the user will get a specific message stating that they must copy and paste the meeting URL into a browser window and continue to use the browser experience. Then we show how Anonymous Meeting Join allows users from other clouds to join cross-cloud meetings. Microsoft Teams icons and label in Windows search. Teams work or school account users will use the version of the Teams app that is labeled (work or school) and uses the icon with a blue tile with a white letter T. You can also add a Microsoft Stream channel by entering the URL into the form. 1 Trademark Search and Registration Service :: WINDOWS LIVE is a trademark and brand of Microsoft Corporation, Redmond, WA. Chat on Windows 11 is powered by the version of the Teams app that uses your personal Microsoft account. Get started for free Chat etiquette for private chats Sending IMs to your colleagues can help you stay agile, especially when it comes to high-priority projects. Work together with features like chat, file sharing, and video calling. To collaborate across clouds via meetings, sharing Free/Busy information is vital and that’s one of the features we highlight on this video as a precursor to the cross-cloud meeting experience. Stream lets you add a video from Microsoft Stream or Office 365. Get Microsoft Teams for free That’s right, free. Cross-Cloud Calendar Free-Busy Sharing and Anonymous Meeting Join ![]() The process of downloading the basic Virtual Moon software is fairly quick, unless you also want more images from spacecraft - then it takes awhile. Overall, the Lunar Orbiter image quality is somewhat better than the images in the Clementine Skimmer program. This allows you to home in on a high-resolution image of a particular feature. It also makes use of images taken by various spacecraft, mainly the Lunar Orbiter, but you can download pictures from Clementine, Apollo, and others, plus the Consolidated Lunar Atlas. The basic Virtual Atlas uses a high quality textured drawing of the moon. You'll be amazed at what you can get for nothing! Like Clementine Skimmer, Virtual Moon is freeware. Another program called "Virtual Moon Atlas" has become available for downloading from: Stars and Stripes is an occasional series looking at the impact of Linux in the USA.In the October 2000 NightTimes, I reviewed the "Clementine Skimmer" computer program which provides a lunar atlas based on images from the Clementine spacecraft. Linux Around The World showcases usergroups that are relevant to Linux enthusiasts. These free tutorials offer the perfect tonic to our free programming books series. These best free books accelerate your learning of every programming language. There's a strict eligibility criteria for inclusion in this series. ![]() We showcase free Android apps that are definitely worth downloading. Getting Started with Docker helps you master Docker, a set of platform as a service products that delivers software in packages called containers.īest Free Android Apps. Have some fun and escape from the daily drudgery. ![]() Linux Candy reveals the lighter side of Linux. Linux at Home looks at a range of home activities where Linux can play its part, making the most of our time at home, keeping active and engaged. Now and Then examines how promising open source software fared over the years. Emulate home computers including the Commodore 64, Amiga, Atari ST, ZX81, Amstrad CPC, and ZX Spectrum. Home computers became commonplace in the 1980s. Saving Money with Linux looks at how you can reduce your energy bills running Linux. Surveys popular streaming services from a Linux perspective: Amazon Music Unlimited, Myuzi, Spotify, Deezer, Tidal. Small, indispensable tools, useful for anyone running a Linux machine. Linux utilities to maximise your productivity. We start right at the basics and teach you everything you need to know to get started with Linux.Įssential Linux system tools focuses on small, indispensable utilities, useful for system administrators as well as regular users. New to Linux? Read our Linux for Starters series. Machine Learning explores practical applications of machine learning and deep learning from a Linux perspective. Replace proprietary software with open source alternatives: Google, Microsoft, Apple, Adobe, IBM, Autodesk, Oracle, Atlassian, Corel, Cisco, Intuit, and SAS. We offer helpful and impartial information. Hundreds of in-depth reviews offering our unbiased and expert opinion on software. Each article is supplied with a legendary ratings chart helping you to make informed decisions. The largest compilation of the best free and open source software in the universe. Learn Pascal with our recommended free books and free tutorials.
The venerable “Tiny House Foundation on Wheels” is the gold standard for the tiny house industry when it comes to tiny house trailers. It is seen underneath most of the tiny home builds at a festival or jamboree anywhere in North America. You have seen them on the tiny house television shows like Tiny House Nation and Tiny House Hunters. Doing so is intended to cut down the overall construction time by several months.There is really no need for an introduction to this Trailer Made product. The Exchange in Detroit's Greektown neighborhood, for example, is being built in a modular form, with components delivered to the site, assembled there and then full floors hoisted into place. Modular construction in general is gaining in popularity. That year there were 3,655 manufactured homes sold in Michigan and 1,150 through April 30 of last year, according to the MMHA. Michigan ranks in the top 10 states for shipments of manufactured homes, with 4,037 in 2021, according to a fact sheet from the Okemos-based Michigan Manufactured Housing Association. ![]() The MOD financing from the state can be up to $200,000 and used for model delivery, taxes, site preparation work, on-site finishing and other construction costs. Proceeds from the sale of the homes are returned to the program. Only nonprofits such as the Four County Community Foundation, local units of government and for-profit companies such as limited dividend housing associations are able to use the MOD financing. "We are hopeful that this new home offered will serve as the first in a line of many affordable housing projects in which the Foundation may participate." "Affordable, clean and functional housing is a critical need for the four counties that Four County Community Foundation serves," Tricia Dennis, vice president of the foundation's board of trustees, said in the release. The pieces were put in place at the site by Marysville-based Raymond Cranes, according to the release. The new home in Imlay City comes from Almont-based modular home builder Oasis Homes, and the completed two pieces were trucked there from Pennsylvania - where the manufacturing facility is located -starting early this month. The foundation applied and was approved for MOD financing in 2021, according to the release. Clair County, northern Macomb County and northeastern Oakland County. The Imlay City project was led by the Four County Community Foundation, an Almont-based nonprofit providing various services for villages and cities of southeastern Lapeer County, western St. Thus far, eight different manufacturers have been used as part of the program, according to Bach. ![]() A total of 12 modular projects have been completed and sold with an average sale price of $177,617.Įach community selects its modular home manufacturer. MSHDA's MOD program started as a pilot program in 2019, has helped finance more than $3.35 million in total investment - more than $2.1 million of that coming while still in pilot mode, according to MSHDA spokesperson Katie Bach. The overall goal with modular construction is to cut down on time and costs when compared with traditional forms of building. "The MOD program leverages technology and innovation to quickly meet the growing need of workforce housing to support local economic development and create equitable opportunities for Michiganders to live, work and raise families across the state." "As we work to mitigate the effects of the housing crisis, innovation is at the forefront of our approach to ensure everyone has access to safe, quality and affordable housing," Amy Hovey, executive director of MSHDA, said in a news release announcing the Imlay City project. ![]() Officials with the Michigan State Housing Development Authority, which administers the MOD financing program, say the initiative serves as yet another mechanism for the state to meet its affordable housing goals. ![]() The largely rural town in Lapeer County some 50 miles north of Detroit earlier this month tapped a state financing program to turn a vacant lot on the northwest edge of the city into the site of a new three-bedroom home that was assembled on site. Imlay City has turned to modular housing to meet at least a small part of its workforce housing needs and as part of a state housing program. ![]() ![]() PARO is a freelance accountant platform that specializes in the area of finance. Fiverr also has protections installed to protect its user base. You can set your rates, build your brand, and market all in the same place. Searching Fiverr for financial consulting services will reveal the depth of opportunities offered on the platform.īenefits: Quick and easy registration. While Fiverr is brimming with every surface under the sun, a little digging will reveal a wealth of opportunity.įreelance bookkeepers can sign up for an account, set their rates, and fill out their services page. Fiverrįiverr exploded onto the scene as a budget platform for freelancers looking to make a quick buck. Despite the lack of jobs on the board, bookkeepers will still be able to find steadier long-term work on occasion. While not nearly as active as the other websites on this list, Glassdoor offers reputable jobs to those looking for them.īenefits: Glassdoor’s employment section is filled with information as well as potential clients. While information is the name of the game at Glassdoor, the prestigious company also offers an entire hiring sector to its members. Glassdoor is an innovative service that allows employees to review the companies that they work at. is likely the ideal starting spot for freelance bookkeepers looking to integrate their business into the market. Fixed price projects will incur a 10% fee while services will require a 20% fee of the total price.īenefits: While does take a sizable chunk off the top of your profits, they offer a larger selection of potential jobs. With 27 million employers in rotation as well as freelancers from 247 countries around the world, we aren’t going to argue their point.į offers both free and premium plans depending on the freelancer in question. į alleges to be the largest freelancing and crowdsourcing hub on the internet. Indeed also offers potential employees the ability to read reviews about their potential clients before signing a contract. Indeed offers free registration and an easy-to-implement resume uploading service.īenefits: Indeed will have one of the largest collections of job postings for freelance bookkeeping professionals to sort through. ![]() Used for far more than just online bookkeeping services, Indeed accrues more than 200 million visitors for jobs in countries all over the planet. Indeed has quickly turned into one of the largest hiring platforms on the internet. Listed below, you will find ten of the best sites for finding freelance bookkeeping jobs. For freelancers, online job-hiring platforms have become a haven for connecting with clients. The internet has made our lives easier in several ways. With so many hats in rotation, it can be hard to find the perfect job with your limited time. After all, you are in charge of everything from building your business to finding your clients. Working in the freelance world can be difficult. From starting your business to landing your first client, we are going to introduce you to the wide world of freelance bookkeeping! 10 Sites For Finding Freelance Bookkeeping Jobs According to a report released by Global Workplace Analytics, more than 5 million people worked from home in 2018!ĭuring today’s discussion, you will learn everything there is to know about working in bookkeeping. Working as a freelance professional on the internet has become more than just popular, it has rapidly become the norm.Īs we further entangle our lives with the digital space, more people are coming to realize that they can find professional careers from the comfort of their own home. Important Freelance Bookkeeper Statisticsĭo you love numbers? Did you find yourself right at home during your accounting class in college? If you like working with data, untangling transactions, and presenting clean reports to clients, the freelance bookkeeping world might be calling you.How to Find Freelance Bookkeeping Clients.How to Charge for Freelance Bookkeeping Services.What Are the Duties of a Freelance Bookkeeper?.10 Sites For Finding Freelance Bookkeeping Jobs. ![]() "By contrast, Kairos was one of the subtlest gods in the Greek pantheon. He devoured his own children to prevent them from replacing him as the supreme god, but his wife saved their last son, Zeus, who eventually overthrew his father's relentless rule of life and death. He was Lord of the Universe, the source of life and death. Kronos, the god of the world and time, was the most important of the Elder Gods. The Greeks represented time with nine different gods, but the main gods of time were Kronos and Kairos. "Like most mysteries of nature and life in the ancient world, these different experiences of time were seen as the manifestations of different gods. Kairos is circular, dancing back and forth, here and there, without beginning or ending, and knows no boundaries. Kairos is a time of festivals and fantasies it cannot be controlled or possessed. Kronos is linear, moving inexorably out of the determinate past toward the determined future, and has no freedom. Kronos is the time of clocks and calendars it can be quantified and measured. "Kronos (or cronos in the English spelling, from which we take our word chronology) is sequential time. ![]() Not surprisingly, the Greeks had two words for marking the differences between the experiences of time kronos and kairos. For example, they had three different words for the experience of love eros for possessive love, philia for friendly love, and agape for sacrificial love. Where we use one word to describe a whole range of things, they had the good sense to use different words to mark distinctions in reality and in experience. "As usual, the Greeks were ahead of us in thinking and speaking about such conundrums. |
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